Income, Budgeting, & Debt

Smart Strategies to Save Money on Groceries = More Money for Homeschooling

Leave a Comment / Easy Recipes & Meal Planning, Income, Budgeting, & Debt /

Homeschooling is an incredibly rewarding endeavor, but it can also be financially challenging. One area where you can free up some funds for homeschooling materials is by optimizing your grocery spending. With a few smart strategies and a bit of planning, you can save money on groceries without sacrificing the quality of your meals. Let’s […]

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Episode 78: How to Graduate College Debt Free

Leave a Comment / College Prep, Income, Budgeting, & Debt, Podcast /

It IS possible to graduate debt-free from college — our guest podcaster, Kara Walker, has done it! If you want to know how to graduate college debt-free, this episode will give you the nitty gritty from the perspective of a homeschooled student. Kara is on a quest to help other students graduate debt-free with her

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A New (and better) Personal Finance Curriculum for High School – a review of Personal Finance Illustrated®

5 Comments / Curriculum, Income, Budgeting, & Debt /

Overview: When you want a personal finance curriculum for high school that isn’t the same outdated information you’ve heard before, check this one out! Note: This post sponsored by Personal Finance Illustrated® but all opinions are my own. Trying to follow a one-size-fits-all financial ideology doesn’t always work.  Because one size hardly ever fits all.

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How Your Teen Can Pay for College – an elective course option

6 Comments / College Prep, Income, Budgeting, & Debt /

Overview: When you’re wondering how to pay for college, this SAT/ACT prep course is one of the best and easiest ways to get some help. It’s reasonably priced and effective, a win-win! Note: this post is sponsored by College Prep Genius, but all opinions are my own. Referral links are present. College is looming and

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Are you in a season when money is tight? This article is about a radical money-handling technique that can get you through the rough times. One of the most helpful tips out there for when your budget doesn't meet your spending. I've never seen it explained this way before. Check it out!

How to Budget When Money is Tight

13 Comments / Everything Else, For Mom, Income, Budgeting, & Debt, MONEY MATTERS /

When money is tight, sometimes we have to take radical measures.  Sometimes the usual cost-cutting techniques are not enough. The Man and I have dealt with money shortages several times during our marriage — no comment as to whether or not we are in one now, lol — and early on we developed a system

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This is a saving money tip you have probably never read about before -- but it works! One of the most effective ideas out there, so you can put aside what you need for a house, or college, or the budget -- fast! Several examples so you can see how to do it yourself.

How to Squirrel Away Money When One of You is a Spender

4 Comments / Everything Else, For Mom, Income, Budgeting, & Debt, MONEY MATTERS /

Overview:This is a saving money tip you have probably never read about before — but it works! There are several examples so you can see how to do it yourself. Listen. Do you want to know a secret? Do you promise not to tell?  (And if you’re a Beatles fan, you’re chiming in with a

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Do you find yourself blowing the family budget every month? Setting up sinking funds can help! You can get control of your finances TODAY!

One Key Tip to Avoid Blowing the Family Budget

Leave a Comment / Everything Else, For Mom, Income, Budgeting, & Debt, MONEY MATTERS /

If you don’t know what a sinking fund is, you are in the right place.  If you know what one is but are not using them, you are also in the right place.  Sinking funds are a KEY defense against the typical family budget busters. Sinking funds are a relatively new (within the last year

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Are you frustrated trying to make the cash envelope system work? Try some or all of these solutions to get your spending under control and make a difference in your budget right away!

7 Problems With the Cash Envelope System and How to Solve Them

Everything Else, For Mom, Income, Budgeting, & Debt, MONEY MATTERS /

Have you tried using the cash envelope system and given up because it was not successful for you? I feel ya; we personally have started and stopped MANY times. But I keep coming back to it as the best way to maintain control of our budget, in spite of its flaws. No system will ever be

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Doing a no spend month is a great way to get control of your money in a hurry. Read these tips for how to survive all the way to the end!

Tips for Surviving a No Spend Month All the Way to the End

18 Comments / Everything Else, For Mom, Income, Budgeting, & Debt, MONEY MATTERS, Saving Money / Frugal Living /

Usually the saying is that it’s the first thing of whatever you’re attempting to do that is the hardest.  The first step is the hardest, or the first million dollars (tell me about it), or even your first love.  Well, I’m here to say that when you’re doing a no spend month, the first week

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